abstract

Digital transformation has emerged as a key driver of economic growth and social progress in the twenty-first century. The integration of digital technologies such as artificial intelligence, cloud computing, big data analytics, digital payments, and internet-based services has significantly altered economic activities across sectors. This paper examines the impact of digital transformation on inclusive economic development by analyzing its role in improving productivity, expanding access to financial services, creating employment opportunities, and reducing socio-economic inequalities. The study finds that while digital transformation promotes economic inclusion and development, challenges such as the digital divide, cybersecurity concerns, and unequal access to technology continue to hinder its full potential. The paper concludes with policy recommendations for ensuring equitable and sustainable digital growth.